Financial Planners Chartered

Our Mortgage Specialists

photo

Tim O’Neill – Cert PFS, Certs CII (MP & ER)

Director DWIFA Mortgages Services Ltd (incorporating NFS)

Tim joined the mortgage industry in 1987, and ran his own business NFS for more than 20 years. Tim and his team joined forces with David Williams IFA in 2013 to form DWIFA Mortgage Services Ltd. He is a director of the mortgage business and the principal mortgage adviser. Tim brings experience, expertise and professionalism to this important area of advice.

Send Email
photo

Phil Drage – Cert PFS, Certs CII (MP & ER)

Mortgage Consultant

Phil joined DWIFA Mortgage Services in January 2014, having previously run his own mortgage broking business. He works alongside Tim O’ Neill providing quality mortgage advice to our clients and can assist with equity release lending.

Send Email
photo

Chris Peck – CeMAP FPC

Mortgage & Insurance Consultant

Chris has more than 20 years’ experience as a mortgage and financial planning professional. He joined DWIFA Mortgage Services in 2015, having previously worked for both national lenders and independent brokers and also having run his own advisory business. Chris advises clients on all aspects of mortgages and personal life and health insurance.

Send Email
photo

Carly Buck – Cert PFS, Cert CII (MP)

Mortgage Consultant

Carly joined DWIFA Mortgage Services in September 2014. She has 13 years of experience as an independent mortgage adviser and has also worked directly for lenders. She helps clients with both their mortgage and protection needs.

Send Email
photo

Gina Tonge – CeMAP

Mortgage & Insurance Consultant

Gina is a seasoned mortgage professional with more than 10 years of experience in advising clients. She has been working with Tim since 2011, specialising in advice on mortgage protection.

Send Email
photo

Gareth Smith

Insurance Consultant

Gareth has over 15 years’ experience in financial services. Gareth Joined DWIFA Mortgage Services in September 2017 having previously run his own insurance brokerage. Gareth has specialised in insurance & protection for over 10 years and brings a wealth of experience & expertise in this important field.

Send Email
photo

Annabel Smith

Personal Assistant

Annabel joined DWIFA Mortgage Services in August 2013 to become personal assistant to Tim O’Neill. Annabel has five years of experience in the sector, having previously worked for both an adviser and a mortgage provider.

Send Email
photo

Hayley Smith – CeMAP

Technical Assistant

Hayley recently re-joined DWIFA Mortgage Services having previously worked with Tim for over 12 years and as the main administrator when the new company was formed in 2013. Hayley now works alongside Chris Peck as his technical assistant.

Send Email
photo

Nicola Brown

Mortgage Administrator

Nicola joined in February 2016 to provide administrative support to the entire mortgage team. She has previously worked in roles in insurance and financial services for national companies, and has seven years of experience in property lettings.

Send Email
photo

Lisa Russell

Mortgage Administrator

Lisa is a seasoned property professional, with more than 20 years of experience in lettings, estate agency and mortgage broking. She has worked in both London and Northampton and joined DWIFA Mortgage Services in May 2016, using her in-depth knowledge to provide support to the mortgage and life assurance advisory team.

Send Email
photo

Jess Smith

Office Junior

Recently commenced her new career with DWIFA Mortgage Services as junior administrator. Jess provides support to the admin team as well as our six life insurance and mortgage advisers.

Send Email
  View the rest of our team here