Financial Planners Chartered

Our Mortgage Specialists

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Tim O’Neill – Cert PFS, Certs CII (MP & ER)

Director DWIFA Mortgages Services Ltd (incorporating NFS)

Tim joined the mortgage industry in 1987, and ran his own business NFS for more than 20 years. Tim and his team joined forces with David Williams IFA in 2013 to form DWIFA Mortgage Services Ltd. He is a director of the mortgage business and the principal mortgage adviser. Tim brings experience, expertise and professionalism to this important area of advice.

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Phil Drage – Cert PFS, Certs CII (MP & ER)

Mortgage Consultant

Phil joined David Williams IFA in January 2014, having previously run his own mortgage broking business. He works alongside Tim O’ Neill providing quality mortgage advice to our clients and can assist with equity release lending.

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Chris Peck – CeMAP FPC

Mortgage & Insurance Consultant

Chris has more than 20 years’ experience as a mortgage and financial planning professional. He joined David Williams IFA in 2015, having previously worked for both national lenders and independent brokers and also having run his own advisory business. Chris advises clients on all aspects of mortgages and personal life and health insurance.

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Carly Buck – Cert PFS, Cert CII (MP)

Mortgage Consultant

Carly joined David Williams IFA in September 2014. She has 13 years of experience as an independent mortgage adviser and has also worked directly for lenders. She helps clients with both their mortgage and protection needs.

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Gina Tonge – CeMAP

Mortgage & Insurance Consultant

Gina is a seasoned mortgage professional with more than 10 years of experience in advising clients. She has been working with Tim for three years, specialising in advice on mortgage protection.

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Annabel Smith

Personal Assistant

Annabel joined David Williams IFA in August 2013 to become personal assistant to Tim O’Neill. Annabel has five years of experience in the sector, having previously worked for both an adviser and a mortgage provider.

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Nicola Brown

Mortgage Administrator

Nicola joined in February 2016 to provide administrative support to the entire mortgage team. She has previously worked in roles in insurance and financial services for national companies, and has seven years of experience in property lettings.

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Lisa Russell

Mortgage Administrator

Lisa is a seasoned property professional, with more than 20 years of experience in lettings, estate agency and mortgage broking. She has worked in both London and Northampton and joined DWIFA Mortgage Services in May 2016, using her in-depth knowledge to provide support to the mortgage and life assurance advisory team.

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  View the rest of our team here